For employers that have a well established employee benefit program in place, we take the time to fully understand the plans, including eligibility rules, coverage limits, and the fine print in the policies before making recommendations for changes.
Health Plans have grown increasingly complicated in recent years, particularly with increased state and federal regulations. We start by learning about each company’s unique needs, then walk our clients through the choices to find the simplest, and most cost effective health plans for their employees
For most people, their income is their most valuable asset. Unexpected losses such as early death or long-term disability can cut short that income for anyone who relies on it. While most people can purchase life insurance outside of work, it is very difficult to obtain disability insurance other than from your employer.